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Should I Buy or Lease My Ford?

When it comes to shopping for a new vehicle at Tomball Ford, auto shoppers have more than one way to get behind the wheel of a new ride – they can either purchase a new Ford or lease one. Deciding whether to buy or lease your next new vehicle can be a difficult choice to make depending on your driving habits, financial history, and personal preferences, but auto shoppers know there’s no better place to turn for help than Tomball Ford! Conveniently located near Houston, our Ford finance center is staffed with attentive financial experts who can ease any concerns about mileage restrictions or monthly payments, and help you determine which option is better suited to your needs so you can feel confident in your decision! Take a look at our detailed breakdown below for a clear outline between buying and leasing!

Buying

Leasing

Pros:

  • You own the vehicle

  • There are no mileage restrictions

  • The vehicle is yours to customize however you see fit

  • You can sell or trade it whenever you want

  • Gain equity

  • Typically lower payments/down payments

  • Can drive a newer model more frequently

  • Normal repairs are generally covered by a warranty

  • Easy to return after lease

Cons:

  • Large initial down payment

  • Monthly payments and interest on monthly payments are higher

  • Can be a hassle to sell or trade-in

  • You’re responsible for repair costs

  • Can develop negative equity

  • Extra fees if you exceed mileage restrictions

  • Can’t make modifications to the vehicle

  • Responsible for excessive wear and tear fees

  • Costly charges for ending the lease early

  • Can’t build equity

No matter which route you decide to take, the team at Tomball Ford is more than ready to help you navigate the leasing or purchasing process. Our expert finance managers have plenty of experience working with a diverse population and have the resources necessary to locate the best auto loan options for your specific financial situation. We also offer a variety of online resources Houston area drivers can take advantage of, such as our online car loan calculator and trade-in form so auto shoppers can discover what their car is truly worth before visit!

With Tomball Ford’s competitive leasing and purchasing options, you can finally realize your dream of owning a new Ford! Feel free to contact the team at Tomball Ford for more information about the leasing or purchasing process. We’d be more than happy to answer any questions you might have and can’t wait to help you into a new Ford vehicle!