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Tomball Ford Inc. Finance Department

Financing & Leasing

Tomball Ford Inc. makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.

access_time Finance Hours

Mon 8:30am - 9:00pm
Tue 8:30am - 9:00pm
Wed 8:30am - 9:00pm
Thu 8:30am - 9:00pm
Fri 8:30am - 9:00pm
Sat 8:30am - 9:00pm
Sun Closed

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Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Tomball Ford Inc. will help guide you through the rest of the process.

Buying vs. Leasing

Deciding whether to buy or lease a new Ford can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.

What Can I Afford?

$416.21/mo.
Only an estimate. Excludes taxes, title, license and insurance.
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60 Months
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Stellar (760 or above)
5.02%
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Finance

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Financing a vehicle can seem intimidating but Tomball Ford makes it easy to secure affordable financing or lease terms when you purchase a new or used Ford from our Ford dealer serving Houston! Our knowledgeable finance experts are committed to finding you the best deal possible, no matter your credit or financial situation. We work closely with trusted financial sources so you can rest assured we can help find you a loan with a low rate and flexible terms.

Not sure what your vehicle is worth or what purchase price suits your budget? Prospective auto shoppers near Houston can use our free online appraisal tool to estimate the value of their trade-in as well as our online payment calculator to quickly figure out what they can afford. When you’re ready to buy or lease a vehicle, you can fill out our quick online financing application and our financial experts at Tomball Ford will help guide you through the rest of the process.

Buying vs. Leasing a Vehicle Near Houston

Deciding whether to buy or lease a new Ford can be an especially difficult choice. It’s important to know the differences between the two options so you can choose the best option for your needs and lifestyle.

When purchasing a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment and either pay the sales tax in cash or roll the amount into a loan, and then make monthly payments with a set interest rate. This is an excellent option for drivers who travel many miles or plan on keeping their ride for a long period of time.

On the other hand, when you lease a vehicle you only pay for the amount of time that you use the vehicle. This varies by lease terms and sales tax is often included in your monthly payments, with your first monthly payment typically due when you sign the contract. Leasing is a great option for those looking for lower monthly payments and who want to drive a new vehicle every few years.

No matter your decision or financial situation, our team of experts can help you find the perfect finance solution for your budget and needs. Don’t hesitate to contact our team at Tomball Ford today with any questions or to learn more about the financing process!